5 Best Bank of America Credit Cards in 2023

As we enter in 2023, it’s a good time to take a look at the best Bank of America credit […]

5 Best Bank of America Credit Cards in 2023

As we enter in 2023, it’s a good time to take a look at the best Bank of America credit cards currently available. Bank of America offers a wide range of credit cards, each with its own set of features and benefits. Here are some of the top Bank of America credit cards to consider:

1. Bank of America Cash Rewards Credit Card:

This card is a solid choice for those looking to earn cash back on everyday purchases. It offers 3% cash back in a category of your choice (such as gas, online shopping, dining, travel, drugstores, or home improvement/furnishings) and 2% cash back at grocery stores and wholesale clubs. All other purchases earn 1% cash back. Additionally, the card offers a $200 online cash rewards bonus after spending $1,000 in the first 90 days.

2. Bank of America Travel Rewards Credit Card:

If you’re a frequent traveler, this card can be a great option. It offers unlimited 1.5 points per dollar spent on all purchases, with no annual fee and no foreign transaction fees. You can redeem your points for statement credits towards travel purchases, making it a flexible and convenient choice for earning and redeeming travel rewards.

3. Bank of America Premium Rewards Credit Card:

This card is designed for those who want to earn premium rewards and enjoy additional perks. It offers 2 points per dollar spent on travel and dining purchases, and 1.5 points per dollar spent on all other purchases. Cardholders also receive up to $200 in statement credits for airline incidental fees, up to $100 in statement credits for TSA PreCheck or Global Entry application fees, and a $100 annual airline incidental statement credit. The card does have an annual fee, but the benefits can outweigh the cost for frequent travelers.

4. Bank of America Customized Cash Rewards Credit Card:

This card allows you to personalize your rewards based on your spending habits. You can choose one category (such as gas, online shopping, dining, travel, drugstores, or home improvement/furnishings) to earn 3% cash back, and you’ll also earn 2% cash back at grocery stores and wholesale clubs. All other purchases earn 1% cash back. Additionally, the card offers a $200 online cash rewards bonus after spending $1,000 in the first 90 days.

5. Bank of America Business Advantage Cash Rewards Mastercard:

If you’re a small business owner, this card can help you earn cash back on your business expenses. It offers 3% cash back in a category of your choice (such as gas, office supply stores, travel, TV/telecom and wireless, computer services, or business consulting services) and 2% cash back at restaurants. All other purchases earn 1% cash back. There’s also a $300 statement credit bonus after making at least $3,000 in net purchases within 90 days of account opening.

These are just a few of the best Bank of America credit cards available in 2023. Each card offers unique benefits and rewards, so it’s important to consider your spending habits and goals when choosing the right card for you. Whether you’re looking for cash back, travel rewards, or business perks, Bank of America has a credit card option to suit your needs.