As we enter in 2023, it’s a good time to explore the best Citi credit cards currently available. Citi is a well-known financial institution that offers a range of credit cards with various benefits and rewards. Here are some of the top Citi credit cards to consider:
1. Citi Premier® Card:
The Citi Premier® Card is a popular choice for those looking for a versatile rewards credit card. Cardholders earn 3X points on travel including gas stations, 2X points on dining out and entertainment, and 1X points on all other purchases. This card also provides a $100 annual hotel savings benefit and no foreign transaction fees.
2. Citi® Double Cash Card:
The Citi® Double Cash Card is a straightforward cash back credit card. Cardholders earn 2% cash back on all purchases – 1% when you make a purchase and an additional 1% when you pay it off. This card has no annual fee and offers a simple way to earn cash back on everyday spending.
3. Citi Rewards+® Card:
The Citi Rewards+® Card is a unique rewards credit card that rounds up to the nearest 10 points on every purchase. Cardholders earn 2X points at supermarkets and gas stations (up to $6,000 per year, then 1X points), and 1X points on all other purchases. This card also provides a 10% points back on redemptions (up to 10,000 points per year) and a 0% introductory APR on balance transfers for the first 15 months.
4. Costco Anywhere Visa® Card by Citi:
The Costco Anywhere Visa® Card by Citi is a co-branded credit card designed for Costco members. Cardholders earn 4% cash back on eligible gas purchases (up to $7,000 per year, then 1% thereafter), 3% cash back on restaurants and eligible travel purchases, 2% cash back on all other Costco purchases, and 1% cash back on all other purchases. This card also serves as the Costco membership card.
5. Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®:
For American Airlines loyalists, the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® is a top choice. Cardholders earn 2X miles per $1 spent on eligible American Airlines purchases, as well as at gas stations and restaurants. This card also provides a first checked bag free for the primary cardholder and up to four companions on domestic American Airlines flights, preferred boarding, and a $125 American Airlines Flight Discount after spending $20,000 in purchases during your card membership year.
These are just a few of the best Citi credit cards available in 2023. Each card offers unique benefits and rewards, so it’s important to consider your spending habits and goals when choosing the right card for you. Citi credit cards are known for their competitive rewards programs, additional benefits, and user-friendly features. Take some time to compare the options and find the Citi credit card that suits your needs and helps you maximize your rewards.