5 Best Koho Credit Cards in 2023

Koho is a popular fintech company in Canada, offering innovative credit cards that provide users with a modern and convenient way to manage their finances. With features like budgeting tools, cash back rewards, and no hidden fees, Koho credit cards have gained popularity among Canadians. In this article, we will explore the best Koho credit cards available in Canada in 2023, highlighting their key features and benefits.

1. Koho Premium:

The Koho Premium card is an excellent choice for individuals who want to maximize their rewards and enjoy additional perks. With this card, you can earn up to 2% cash back on all your purchases, including groceries, transportation, and dining. The card also offers features like instant cash back, price matching, and access to financial planning tools. In addition, the Koho Premium card comes with a metal design, adding a touch of elegance.

2. Koho Metal:

For those seeking a premium credit card experience, the Koho Metal card is a top contender. This card offers similar features to the Koho Premium card, including up to 2% cash back on purchases, instant cash back, price matching, and financial planning tools. What sets the Koho Metal card apart is its sleek metal design, making it a stylish and eye-catching addition to your wallet.

3. Koho No-Fee:

If you prefer a credit card with no annual fee, the Koho No-Fee card is worth considering. This card offers 0.5% cash back on all your purchases, making it a suitable option for individuals who want to earn rewards without paying an annual fee. The card also provides budgeting tools, spending insights, and the ability to round up purchases and save the spare change.

4. Koho Joint Account:

For couples or individuals who share finances, the Koho Joint Account card is an ideal choice. This card allows you to share a single account with two cards, making it convenient to manage household expenses and track spending together. The card offers cash back rewards, budgeting tools, and the ability to set financial goals collaboratively.

5. Koho Save:

If you’re looking for a credit card that helps you save money, the Koho Save card is worth considering. With this card, you can earn up to 0.5% cash back on your purchases, and the cash back is automatically deposited into a separate savings account. This feature encourages responsible spending and saving habits, allowing you to build up your savings effortlessly.


Selecting the best Koho credit card in Canada in 2023 depends on your financial goals, spending habits, and preferences. Koho offers a range of credit cards designed to provide users with a modern and convenient banking experience. Consider the features, benefits, and fees associated with each card to make an informed decision. Remember to review the terms and conditions, interest rates, and rewards programs to maximize your financial benefits. With the right Koho credit card, you can enjoy cash back rewards, budgeting tools, and a seamless banking experience while managing your finances effectively.

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